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Hi, I'm Pam.


I help women overcome confusion, frustration and fear to befriend their money and learn how to thrive financially.

 HELLO FRIEND. LET ME START BY SAYING...

I get it.

  When it comes to struggling with money, I've been there, done that & had the credit card debt to prove it!

You see, in August of 2013, I hit financial rock bottom. 

 

After three decades of lying to my husband, children and friends about my finances, I was hopelessly dwarfed by overwhelming debt.

I was in deep trouble - out of time and seemingly out of options.

 

I kept asking myself: "How did I get here?!"

 

No one looking at me from the outside would guess what was going on under the surface.

 

I was married with two grown children. We lived in a lovely home in a lovely town. I had been raised in a beautiful, small New England town. my entire life had been filled with apparent perfection, but it masked a much harsher reality.

 

My father didn’t believe a woman should be financially self-sufficient. That was the work of men.

 

Whilst my mother compliantly followed my father‚Äôs rules, she did give¬†me one very valuable piece of advice: ‚ÄúGet out as soon as you can!‚ÄĚ

 

And that’s what I did, leaving home at 17 to attend college against my father’s wishes.

 

At last free of his overbearing presence, I celebrated by fulfilling every impulse and desire that entered my head - all made possible by easy credit. Everything I bought gave me a heady sense of living my own life.

 

Frankly, it felt good.

Sound familiar? 

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AND SO IT CONTINUED...

Throughout my early career days, returning to school, getting married, having children, one thing remained constant: my out-of-control spending habits.

 

Even as the debts mounted, I didn‚Äôt dare admit it ‚Äď not to my husband, not to my friends, not even to myself (especially not to myself).

 

I became expert at hiding things, keeping uncomfortable secrets, and I perfected the fine art of manipulation - anything to make sure my impulsive behavior could continue unchecked.

 

Despite that, the destructive grip of money addiction had a way of coming out.

 

It stressed my marriage to breaking point and confused my relationship with my children.

Looking in the mirror on that August day in 2013, I'd never felt so alone. 

 

I knew something had to change.

 

SOMETHING RADICAL.

 

I couldn't go on the way I had been. It was destroying my marriage, my family - and my confidence in myself.

 

So, finally I took action. I pursued education again - but this time, I was on a mission to learn as much as I could about finance and financial recovery. Even so, it wasn’t until I hired my first money coach that I actually started making real headway.

 

It wasn’t easy. In fact, it was the hardest thing I have ever done - but boy was it worth it!

 

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Today, my life looks nothing like my past. 

 

There are no more secrets.

 

My relationships with my husband, children, family and friends are much richer.

 

And even more importantly - I’ve been able to heal my relationship with myself.

 

I NO LONGER LOOK IN THE MIRROR WITH SELF-LOATHING. AND THAT - TO ME - IS PRICELESS.

 

It's now my joy and privilege to guide my clients in rebuilding their relationships not only with money, but also with their loved ones and themselves.

 Let's Talk

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 QUALIFICATIONS & EXPERIENCE 

Our society places a high value on the accumulation of credentials, degrees and certifications. I subscribed to that philosophy for many years and have educated myself accordingly.

Today, I sit from the vantage point of age and wisdom and believe that - while education has its place-  experience makes up for what no institution can teach. I hold:

Masters in Business Administration (MBA)

Masters of Education (MEd)

Dave Ramsey Master Financial Coach

Karen McCall’s World Class Money Coach

I believe that...

  • Everyone is capable of building true wealth and financial stability - you just need to learn how

 

  • The financial industry loves to make money seem complicated & frightening, so¬†we're kept in the dark &¬†shackled to their services

 

  • Women¬†make¬†smart, responsible money managers - and the world needs more of them!

 

  • Getting good at money was never meant to be a heavy, life-or-death activity that has to be tackled alone. In fact it can be easy, exciting and even fun¬†with your dream team beside you!
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